Use this S&P 500 investment calculator to project the estimated future value of an investment in the stock market. You can customize it with a starting amount and regular monthly contributions to see how your wealth could grow over time.
Total Contributions:
Enter the dollar amount you plan to invest upfront. This can be savings, a bonus, or any lump sum you plan to invest.
Enter your current age to estimate how many years your investment has to grow, assuming retirement at age 70.
Enter how much you plan to invest each month going forward. Regular contributions can significantly impact long-term growth through compound returns.
Uses a 10% annual return (0.833% monthly)
Conservative range: 6–8%
Aggressive range: 10–12%
Past performance does not guarantee future results.
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Past performance does not guarantee future results. While historical data shows the S&P 500's long-term growth, future returns are not guaranteed and may be different from historical averages.
Market volatility: The stock market can experience significant short-term fluctuations. Be prepared for periods of market decline and avoid making emotional investment decisions.
Consider your risk tolerance: Before investing, assess your ability to handle market volatility and ensure you have an emergency fund and are not investing money you'll need in the short term.
Consult a financial advisor: This S&P 500 calculator is for educational purposes only. Consider consulting with a qualified financial advisor to discuss your specific situation and investment goals.