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Practice adulting before you become one! Attempt to successfully navigate a career in a location of your choosing. Watch your tree grow as your net worth rises.


Balance your income to meet both your current obligations AND future goals. But watch out, your behavior and habits affect your personal satisfaction.

The spirit tracker changes based on how expenses are set– the lower you set your expenses, the less spirit you’ll have.


Using Housing data from HUD, BLS and Auto statistics, Finulator displays actual cost of living expenses, actual salary data, inflation and real stock market cycles. The only thing more real, is real life!