Money stress is draining employees everywhere. Whether it’s debt, day-to-day bills, or uncertainty about the future, financial anxiety follows people into the workplace every single day. Troutwood is the modern financial wellness benefit that helps people plan, save, and build confidence — and your HR team can bring it to your workplace, turnkey.

Let's Be Honest: Money Stress Doesn't Stay at Home

If you’ve ever checked your bank account at work and felt your stomach drop, you’re not alone. Nearly 60% of employees say money is their number one source of stress. That stress doesn’t magically shut off when you clock in. It shows up in sleepless nights, tough tradeoffs, and the mental load you carry into the office.

Financial stress is:

• In your head during meetings.
• Distracting you when you're working on projects.
• The reason "just work harder" doesn't feel like a solution.

Stress doesn’t just hurt employees — it hurts employers too. Research consistently shows that employees struggling with financial worries are less productive, more distracted, and more likely to leave for another job.

That’s why more and more organizations are moving beyond surface-level perks and looking at financial wellness benefits as a serious part of their employee support strategy.

Why Stress Balls and Keychains Don't Cut It Anymore

For years, companies tried to boost morale with branded swag — stress balls, water bottles, keychains, you name it. While those giveaways might make for a fun all-hands meeting, they don’t solve the real challenges employees are facing.

A stress ball won't help you pay down student loans.

A water bottle won't get you closer to affording a down payment.

A keychain won't ease the anxiety of not knowing if you're on track for retirement.

Real change at work comes from solutions for real life.

That’s where financial wellness programs like Troutwood come in. Instead of handing employees something to squeeze when they’re stressed, companies can offer tools that actually reduce the stress in the first place.

What Troutwood Actually Does for Employees

Troutwood is a financial wellness platform designed for everyday people — not Wall Street insiders. It removes the mystery from money and gives you a clear, practical roadmap to move forward.

Here's how:

Build a Personalized Plan:
You enter your career, income, and location, and Troutwood instantly creates a financial plan. That plan includes your projected retirement age, a sample budget built from real data, and a personalized view of what it will take to reach your goals.

Turn Stress Into Clarity:
Instead of wondering “Am I behind?” or “Can I afford this?” you get a roadmap you can see and adjust. Troutwood shows the cause-and-effect of financial choices — how saving a little more, or paying down debt faster, changes your future.

Track Progress Without the Headache:
Link accounts (or add them manually). Your spending, savings, and debt are organized in one place. No more bouncing between apps, spreadsheets, or forgotten passwords.

Stay Motivated With Insights:
Life changes, and so do finances. Troutwood keeps pace by sending personalized nudges and reminders based on your goals and real data, not cookie-cutter advice.

Accessible and Private:
Troutwood is for everyone, not just those with a financial advisor. Your information is encrypted and never sold. Your data belongs to you, always.

Think of it this way: Troutwood is like having a financial coach in your pocket — available 24/7, private, and built around your life.

Why Employers Care (and Why You Should Too)

For employers, financial stress is costly. According to PwC’s latest financial wellness survey:

• One in three employees say financial stress has distracted them at work.
• Over half spend three or more hours per week dealing with personal money issues on the job.
• Employees with financial stress are more likely to leave, driving up turnover costs.

This means financial stress isn’t just a personal problem — it’s a workplace problem. And companies that take it seriously benefit in big ways:

Improved retention — When employees feel supported, they’re less likely to look for another job..

Reduced stress - Workers bring more focus and energy to their roles.

Better engagement — Employees who feel their employer cares about them show up with more commitment and motivation.

Adding Troutwood isn’t about giving people another app — it’s about showing employees that the company invests in what really matters: their future.

What Sets Troutwood Apart From Other "Benefits"

Many financial apps promise to help with money management, but Troutwood was designed from the ground up as a workplace benefit. That means:

Turnkey for HR - Employers can roll it out quickly, with onboarding support and engagement tools.

Enterprise Dashboard - HR teams can track engagement (not personal data) and run incentives or challenges that motivate participation.

Incentives & Recognition - Employers can gamify progress and reward employees for building financial habits that last.

Conflict-Free - Troutwood doesn’t sell financial products or earn commissions. The guidance is transparent, education-first, and unbiased.

Simply put: it’s designed to meet both employees and employers where they are.

How You Can Bring Troutwood to Your Workplace

The best part? You don’t need to wait for HR to “discover” Troutwood on their own. You can start the conversation.

Here's how:

1. Send a quick note to HR. We've drafted a ready-to-use email you can copy and paste.

2. Share the demo page. If your HR team wants details, they can request a demo and see Troutwood in action.


If your company already provides health insurance and retirement accounts, it makes sense to also offer a benefit that tackles the number one cause of workplace stress: money worries.

Sample Email You Can Send to HR

Here's the message you can copy and paste into an email to your HR director:

Subject: Financial Wellness Benefit Request

Hi [HR Director's Name],

I wanted to share a benefit I think could really help our team: Troutwood, a financial wellness platform that supports employees in planning, saving, and reducing money stress.

Nearly 60% of employees say finances are their biggest source of stress, and it often shows up at work. Troutwood gives employees clear, personalized tools to build a financial plan, track progress, and stay motivated — all while keeping their data private.

Companies that offer Troutwood see improvements in retention, engagement, and overall well-being. It’s turnkey for employers to implement, and I think it would be a meaningful addition to the benefits we already have.

Here's a quick link to learn more or request a demo:

Thanks for considering this — I believe it could make a real difference for our workplace.

Best,
[Your Name]

Quick Slack/Teams Version

Want to keep it casual? Here's a short message you can drop into Slack or Teams:

Hey [Name], I came across Troutwood, a financial wellness platform that other companies are using as an employee benefit. Since money stress is such a big issue at work, I think it could be a great fit here too. It's turnkey for employers and actually helps with planning, budgeting, and reducing stress. Here's the demo page if you'd like to check it out:

Troutwood's Promise

At Troutwood, we believe financial planning shouldn’t be reserved for the wealthy or those with access to advisors. Everyone deserves tools to reduce stress, make smarter decisions, and build a future they can look forward to.

We've seen the impact firsthand:

• Less stress.
• More confidence.
• A sense of control over money, instead of money controlling you.

If that’s something you want, start the conversation today. Ask your HR team about Troutwood — because the future of workplace benefits isn’t another stress ball. It’s real solutions for real life.

Want to learn more?
Discover how Troutwood can help reduce financial stress in your workplace.

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